Health Insurance

Health insurance is a type of insurance that covers the cost of medical care. It helps individuals and families pay for healthcare expenses, such as doctor visits, hospital stays, and prescription medications. You can get health insurance from your employer, a private insurance company, or a government program like Medicare or the Affordable Care Act, also called Obamacare.

Medicare is a federal health insurance program that provides coverage to people who are 65 years of age or older, as well as some younger individuals with disabilities. It covers hospital stays, medical and surgical services, and prescription drugs, among other things.

The Affordable Care Act (Obamacare) is a federal law that requires all Americans to have health insurance coverage or pay a penalty. It also established marketplaces where individuals and small businesses can shop for and compare health insurance plans and obtain financial assistance to help pay for coverage.

At Caliber Consultancy Inc., our team of insurance professionals is dedicated to helping individuals and families understand their health insurance options and choose a plan that meets their specific needs and budget. Contact us today to learn more about how we can assist you with your health insurance needs.